If you are involved in an automobile accident, the most important thing to do is to stay calm. One must stop and assess the situation, and if possible, move the car to a safe area on the side of the road. Make sure that neither you nor your passengers are injured.
As soon as it is safe to do so, call 911 or another appropriate emergency services number. Police will be able to further assess the situation and make sure that anyone in need of medical attention will be properly cared for.
Gather as much information as you can about the accident and about the other party/parties involved. Take photos of the accident and the surroundings, but not of the individuals involved. Write down the names, addresses, phone numbers and drivers licenses of all drivers and as many witnesses as possible.
Legally, the insurance companies and the police are the only ones who can determine liability. Do not discuss the accident with anyone except the police and your claims representative.
Our team at MIG is here 24/7 to help you in the event of an emergency. Call us and we can help to determine what steps you need to take next. If you are found to be not at fault, we can help you get compensation without filing a claim with your company and without affecting your rates!